An Independent Advantage
We are Independent Agents headquartered in Great Falls, Montana. We are free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Smith Family Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model.
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
Easy access. Easy purchasing.
Our team is easily accesible at all times. We can be reached the way you want to communicate. Over the phone, text or email. We also provide you with empowering tools like our online customer portal where you can review your policies, print ID Cards and make change requests.
We can bind coverage a few different ways. Either in the office or via eSign where we email you the application to review and sign on your desktop or mobile device.
More options.
We belive having higher limits of coverage is the best way to play “defense” with your finances and assets. The days of minimal coverage protecting you from a potential claim situation are over. We suggest higher limits of coverage for two reasons:
1. The differnece in doubling or quadrupling your coverage is generally low in cost.
2. Having enough coverage protects you from a potential lawsuit.
With many different A-rated options to choose from, we can find a superior product at an affordable rate.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.
